Fixed deposit scheme                  

• Term deposit scheme with quarterly interest  drawal facility.             
• Monthly interest drawal facility is also  available at the option of the customer at discounted rate of interest.             
• Deposit can also be made for minimum period of  15 days.             
• Maximum period of deposit is 120 Months.               
• Senior citizens will be allowed 0.5% extra rate  of interest.             
• Nomination facility available.                  

Kalpalatha term deposits /  Gouthami Term Deposits                      

• Term deposit scheme with reinvestment of  interest quarterly.             
• Minimum period           6  Months             
• Maximum  period          120 Months             
• Senior citizens will be allowed 0.5% extra rate  of interest.             
• Nomination facility available.                    

Tax saver term deposit                        

• Term deposit scheme with tax exemption facility  upto Rs.1,00,000.00 under 80 CC of IT Act.             
• Minimum period is 60 Months.             
• No premature cancellation and no deposit loan  allowed on the deposit.             
• Senior citizens will be allowed 0.5% extra rate  of interest.             
• Nomination facility available.                   

Recurring deposit                   

• Term deposit scheme with fixed monthly  installments payment facility.             
• Minimum period           6  Months             
• Maximum  period          120 Months.             
• Senior citizens will be allowed 0.5% extra rate  of interest.             
• Nomination facility available.